Terms of Service for Legends Insurance Services
Effective Date: [2026]
This version of the Terms of Service for Legends Insurance Services is now fully optimized for mobile carrier compliance (A2P 10DLC) and includes all your specific legal disclaimers.
Terms of Service
Effective Date: [Insert Date]
Welcome to Legends Insurance Services. By accessing our website or engaging our services, you agree to the following terms and conditions. Please read them carefully.
1. Services Provided
Legends Insurance Services is an independent insurance agency providing information, quotes, and administrative services related to life insurance products. We are not an insurance carrier; all policies are subject to the terms of the specific insurance company issuing the policy.
2. Eligibility & Age Restriction
You must be at least 18 years of age to use our services or submit any personal information through this website. By using this site, you represent and warrant that you meet this age requirement.
3. SMS and Mobile Messaging Terms
By providing your phone number and opting in through our website (such as on our Contact Us page), you consent to receive SMS text messages from Legends Insurance Services.
SMS Use Cases: Messages will be limited to providing information on Life Insurance options, conducting follow-up communications regarding your inquiries, and sending "Happy Birthday" greetings.
Frequency: Message frequency varies based on your interaction with us and your specific insurance needs.
Opt-Out Instructions: You can unsubscribe from SMS communications at any time. To opt-out, simply reply STOP to any message you receive from us.
Help & Support: Reply HELP for more information or contact our support team at [email protected].
Message & Data Rates: Standard message and data rates may apply from your mobile carrier for any messages sent or received.
Carrier Liability Disclaimer: Mobile carriers (such as T-Mobile, Verizon, AT&T, etc.) are not liable for delayed or undelivered messages.
4. Privacy
Your privacy is important to us. Our collection and use of your data, including mobile information, are governed by our Privacy Policy, which can be found here: https://legendsinsuranceservices.com/privacy.
5. Accuracy of Information
To provide accurate life insurance quotes, you agree to provide truthful and complete information. Providing false data may lead to inaccurate quotes, denial of coverage by the carrier, or the voiding of a policy.
6. No Guarantee of Coverage
All quotes provided are estimates based on the information you provide. Final premium rates and coverage eligibility are determined solely by the insurance underwriting company and are not guaranteed by Legends Insurance Services.
7. Limitation of Liability
Legends Insurance Services shall not be liable for any direct, indirect, or consequential damages resulting from your use of this website or for the services provided by third-party insurance carriers.
8. Contact Information
If you have questions regarding these Terms or need assistance, please contact us:
Phone: +1 802-210-1602